Jackson has spent the last three years renting a house. His credit report had several negative marks, including a foreclosure, so he was having trouble finding a lender. Jackon's experience was particularly notable because of his displeasure. Due to the ongoing decline in house values, he was able to repurchase his previous residence for less than what he had spent. Jackson approached us with his challenge since his current rental home's contract was about to expire in eight months and there was a chance someone might buy his former home—yes, he had the chance to reclaim it for less money. Cesar and his family were able to pay $400 less each month for their old home after nearly a 100-point gain! Relocating your children to their childhood home is a precious experience, and these are the outcomes that count.